The best way to save on insurance is to get insurance quotes from all companies and compare them according to the plan and coverage you want. Having good coverage and service doesn’t have to be expensive always. The good thing is that there are still honest and customer-concerned providers. In a year’s time, you may see how much you save, it might not be much of monthly difference but once it accumulate, it’s going to be a huge sum. So switch to a refutable company that gives the same coverage for a lower cost.