Finally, Miami office of the Netherlands Consulate said my papers were okay. We had had several email exchanges with the New Orleans sub-office because of the health insurance thing. Hubby’s company is international with employees from all over the world, so I am also covered when I travel outside of the USA. Somehow they had hard time understanding out-of network plans of the company that the benefits department was involved already in making the New Orleans office understand. Miami said its OK, so now we are ready to receive my passport back which we Fedex’d early this week, with Netherlands visa already. Hubby was taking care of it, making sure everything would be dealt and settled with so we can have my visa to the mid-October trip. So excited!